Own the product, the API, the perimeter and the economics.
Build your own card, account and payment programme on a pre-assembled institutional stack — and keep strategic control of all of it. The infrastructure already exists; what you own is the business on top of it.
The trade is real: more control means more responsibility. Own carries programme-level ownership — the licence, the regulatory perimeter and the long-term infrastructure strategy are yours. It's a different category from Plug & Play and Network, not a bigger version of them.
Infrastructure exists. Institutional economics don't.
The programme manager doesn't prioritise you. The bank won't give you good terms. Suppliers want volume you don't have yet. Rebates start at numbers you can't hit. Compliance is expensive. Integrations take months. Alone, you negotiate like a small operator.
NAS aggregates operational scale across the infrastructure layer — and lets you step into it from day one. NAS doesn't sell you a product; it changes your starting position.
Own isn't a bigger Network. It's a different responsibility model. A Network operator runs an ecosystem of brands on shared infrastructure; an Own programme owner holds the licence, the strategic ownership and the full regulatory perimeter of their own programme. Different responsibility, not a larger version of the same thing.
One operational layer, already integrated, already at scale.
Your programme sits on top. NAS coordinates the regulated stack beneath it — and client funds bypass NAS entirely.
- Enterprise client Your product · your customers · your regulatory perimeter
- NAS Orchestration & coordination rail No custody · No client-money handling
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Regulated provider layer · licensed counterparties
- Card issuing — scheme & BIN access
- Accounts & payments — banking rails
- Treasury & transfer flows — conversion infrastructure
- Custody — segregated safeguarding
- Client funds bypass NAS entirely. Funds flow directly between the enterprise client and the licensed counterparties — never through NAS.
A modular financial system, not a product.
You're not buying cards or wallets. You're stepping into a stack that compresses years of integrations, supplier negotiations and compliance learning into a ready-to-operate layer — with your customers, brand, API, economics and regulatory path all staying yours.
Banking connectivity — live
Relationships with regulated partners across jurisdictions. Not a roadmap — running. NAS is not a bank.
Programme-manager access
Visa & Mastercard programmes through the programme managers in the network. No reselling.
Issuing infrastructure
Virtual & physical issuing in production — BIN access, scheme connectivity and tokenisation wired in.
Operational rails
Settlement, reconciliation, ledger, audit and compliance pipeline — running before you arrive.
One secure API
All card & wallet operations behind a single signed, audit-logged API. Sensitive card data never touches NAS.
White-label surfaces
Your brand on mobile, consumer web and business portal, with a staging environment for QA.
Funds sit with regulated partners. Never with NAS.
NAS is structurally separated from custody and client-money handling. Client funds sit within the applicable programme structure — a regulated custodian, the programme manager's banking partner, or MPC-based custody — segregated and reconciled continuously, never on NAS's balance sheet. This separation keeps regulatory burden in the right place and lets the stack scale across providers and jurisdictions. The entity behind NAS, Nano Advanced Services Limited, is registered with the U.S. FinCEN as a foreign-located money-services business for US AML purposes.
Rebates as a structural outcome of aggregation.
Rebates aren't a promotion — they're the result of aggregated scale. Because NAS consolidates volume across the network and negotiates at infrastructure level, you access economics usually unavailable to you alone. Rebate is active from the first transaction and climbs with volume; at scale, effective economics turn positive. The infrastructure advantage is immediate; the scale advantage is earned. NAS structures the commercial model transparently; the full programme economics are defined in the commercial proposal.
An institutional category, not a crypto niche.
Building a programme without NAS.
- Years of integration across providers
- Weak economics until you earn scale
- A small operator's negotiating position
- Compliance and rails built from scratch
- Live integrations from day one
- Aggregated economics from transaction one
- An institutional starting position
- Rails and compliance already running
Ready to model your programme?
Share your customer base, jurisdiction, expected volume and roadmap. We'll come back with rebate tiers, a fee structure and a regulatory plan tailored to your programme.
Request a commercial proposal →