Rebates as a structural outcome of aggregation.

NAS is a technology and orchestration layer. It is not a bank, e-money institution or scheme member, and does not hold client funds as principal. Regulated services — banking, accounts, issuing and custody — are provided through NAS's regulated partners. Any custody, control or safeguarding function operates only through the applicable programme structure and the relevant regulated or safeguarded arrangement. The entity behind NAS, Nano Advanced Services Limited, is registered with the U.S. FinCEN as a foreign-located money-services business for US AML purposes.

Operators, financial institutions and serious founders who want to own what they build — not resell someone else's product. Banks needing fast pass-through into card and stablecoin rails. Founders with a customer base, jurisdiction and product roadmap. Not for pure downstream resellers.

No. A white-label provider sells you a branded product with markup baked in. NAS is the operational layer — it coordinates access to banking connectivity, program-manager relationships, issuing infrastructure and operational rails that are already running through regulated partners, with institutional economics already negotiated. You step into existing leverage.

No. NAS operates B2B2C — we are the infrastructure layer behind your business. Your brand, your clients, your distribution and your commercial strategy remain yours. NAS does not face your end customer.

Operators contract directly with the program manager. Separately, NAS receives an aggregation fee from the program manager in recognition of the combined volume the NAS network delivers. NAS does not mark up, or take a share of, funds flowing to operators. The rebate is active from the first transaction and climbs with volume — at scale, effective economics turn positive. The infrastructure advantage is immediate; the scale advantage is earned.

Technical deployment runs on infrastructure that already exists, so launch friction is dramatically lower than building independently. Once program-manager selection and branding are confirmed, deployment moves quickly; licensing and compliance structuring run in parallel. We share an explicit timeline against your specific programme in the first commercial discussion.

Most jurisdictions are supported, excluding sanctioned countries. Programmes operate under the licensing posture of the selected program manager — full detail is shared during due diligence.

Sensitive card data never touches the NAS system. Multi-tier KYC and KYB, OTP everywhere, signed webhooks with replay protection, per-device session tracking, log masking and a complete audit trail. Full detail on jurisdictions, controls, partners and PCI scope is shared after the first commercial discussion.

Client funds, where held, sit within the applicable programme structure — the program manager's banking partner, a regulated custodian, or NAS's own MPC-based custody infrastructure depending on the Program — segregated from operating accounts and reconciled continuously. Client funds are not held on NAS's balance sheet and any control, custody or safeguarding function operates only through the applicable programme structure and the relevant regulated or safeguarded arrangement.